ShipCover Insurance vs USPS


ShipCover Insurance is a third-party insurance option for shipments made through various carriers, including USPS. It can provide additional coverage beyond the limited liability offered by the carrier in case of damage or loss during transport. In this article, we will compare ShipCover Insurance with USPS’ own insurance options to help you make an informed decision about your shipping needs.

Benefits of Using ShipCover Insurance over USPS for Shipping Protection

As an online seller or business owner, shipping is a crucial aspect of your operations. Ensuring that the products you send to customers arrive in excellent condition and on time is essential for maintaining customer satisfaction and loyalty.

That’s why choosing the right shipping protection option is vital. Two popular options are ShipCover Insurance and USPS insurance. In this article, we’ll compare both options’ benefits to help you make an informed decision.

ShipCover Insurance

ShipCover Insurance provides coverage against loss or damage for online sellers who use selected carriers like UPS, FedEx, DHL Express, eBay Delivery powered by Shippo, among others. The policy covers domestic as well as international shipments up to $50k per package shipped domestically and $15k per package sent internationally.

One significant advantage of using ShipCover insurance over USPS insurance is its flexibility in terms of carrier selection. If you’re not satisfied with one carrier’s service quality or prices go up significantly from year-to-year – simply switch carriers without worrying about losing any Shipping Protection Coverage!

In addition to protecting against loss or damage during transit, Shipcover also offers some extra features such as:

Firstly: Ability To Pay Out Claims Quickly: When making claims through their platform after experiencing package damages/losses/etc., they will process payments within 5-7 days’ maximum compared to other insurers who may take weeks before payment processing even begins.

Secondly: Easy Integration With Selected Carriers’ Platforms: Their streamlined integration process ensures convenient tracking all shipment orders made through their approved carriers allowing swift identification should there be any issues regards lost packages/damages incurred while en-route delivery etc..

Thirdly: Affordable Pricing Plans For Small Businesses And Online Sellers That Need Repetitive Protections Against Transit Risks Such As Damage Or Loss Of Parcel Packages – This feature makes it perfect for eCommerce businesses looking at reducing overhead costs when ensuring their products reach buyers intact!


The United States Postal Service (USPS) offers insurance coverage for Priority Mail Express and Priority Mail packages. The maximum amount of insurance depends on the weight and destination of the package, but it generally ranges from $50 to $5,000.

One advantage of using USPS is that their insurance prices are relatively cheap compared to other carriers like UPS or FedEx. This makes it an attractive option for online sellers looking at reducing costs while still protecting their shipments during transit.

Another benefit of USPS insurance is its availability across all US territories (including Alaska & Hawaii), making them a go-to choice when shipping within these areas.

However, there are some downsides to consider when choosing USPS as your shipping protection provider. Firstly: Claims processing time may take up to 30 days before payment processing even begins(2). Secondly: Their limited coverage plans may not be best suited for high-value items such as jewelry/artworks etc., which require more comprehensive protections against potential losses incurred in-transit delivery errors.


In conclusion, both ShipCover Insurance and USPS offer reliable shipment protection options depending on what you’re looking for specifically in terms of carrier selection/coverage limits/etc..

If you prioritize flexibility with regards to carrier choices alongside swift claims payout times — we recommend going with Shipcover since they have better pricing plans than most competitors targeting small businesses seeking affordable solutions tailored towards repetitive transit risks faced daily by online retailers worldwide!

Whereas if budget concerns outweigh everything else – then sticking with standard coverages offered by USP’s priority mail express/services should suffice!

Comparing the Coverage and Rates of ShipCover Insurance and USPS

Are you planning to ship something valuable and want to ensure it’s covered in case of damage or loss? There are a few options out there, but two popular choices are ShipCover Insurance and USPS. In this article, we’ll compare the coverage and rates of these two options so you can make an informed decision.

Firstly, let’s talk about what each option offers. ShipCover Insurance is provided by shipping carriers like UPS, FedEx, Etsy Shipping Labels (through Shipsurance), DHL eCommerce, among others. This insurance provides coverage for lost or damaged packages during transit up to a certain amount- such as $1000 or more depending on the carrier used.

On the other hand, USPS offers their own version of insurance called “USPS Priority Mail Express” which also covers lost or damaged packages during transit with maximum protection up to $5000 worth of value per package. The difference though is that unlike ShipCover Insurance where policies may vary from one carrier provider to another regarding pricing details such as deductible amounts- which might range anywhere between zero dollars ($0) through hundreds of thousands depending upon the policy taken; US Postal Service has set specific prices based on declared value ranges that offer this additional level-of-service at no extra cost when using their priority mail service.

When it comes down to rates – how much will each option cost you? It depends largely on what exactly you’re sending and its total insured value (the itemized contents). For example: If your shipment were valued below $100 then getting Basic Coverage through ShipCover would only be $1-$3 while if your shipment were valued above say around five hundred dollars USD – Insuring it could run several times that amount! Whereas if shipping via USPS with Priority Mail Express requires just filling out some additional forms prior-to-shipping along-with indicating proper insurable-value declared-informations upfront rather than being caught off guard later-by-the-insurer-because-the-declared-value-went-over-as-often-happens-with-Shipsurance’s ShipCover Insurance policies.

For shipments with a higher value, it may be worth comparing the rates of each option to find out which is most cost-effective for your needs. Another thing to consider is timing – how long will it take for your shipment to arrive and what happens if there are any delays or issues? Both ShipCover Insurance and USPS offer tracking information so you can keep an eye on your package during transit.

In terms of coverage, both options provide protection against loss or damage during shipping but there may be some differences in what exactly is covered under each policy. It’s important to read the fine print carefully before choosing either option so that you know exactly what you’re getting into.

Finally, let’s talk about customer service – who can help you if something goes wrong? With ShipCover Insurance, you’ll need to contact the carrier directly (such as UPS or FedEx) while with USPS, they have their own dedicated customer service team available via phone/email/chat should anything go awry along-the-way including dealing with lost packages claims etc…

So which one should you choose: ShipCover Insurance or USPS Priority Mail Express coverage? Ultimately,it depends-on-your-needs:-Ship Cover has more flexible pricing structures; perhaps making-it-more-attractive-to-those-with-lower-valued-packages plus added convenience readily-available-through-different carriers while-USPS offers faster-delivery-times-for-some-services like priority mail express delivery-service-alongside-bundled-insurance-protection up-to-$5k-depending-upon-insurable-declared-values (without requiring extra fees).



Q: What is ShipCover Insurance?
A: ShipCover Insurance is a shipping insurance service that covers loss or damage of items during transit.

Q: How does ShipCover Insurance compare to USPS insurance?
A: ShipCover generally offers higher coverage limits and lower deductibles compared to USPS insurance. Additionally, claims may be processed more quickly with ShipCover.


ShipCover Insurance provides better coverage options for shipping packages, with higher limits and lower deductibles. However, USPS offers more affordable rates for their insurance options. It ultimately depends on the value of your package and how much you’re willing to spend on insurance.